PS+ is required for multiplayer on the PS4. That has been a fact since the PS4 was first announced, and so you had to have known that when you bought [or were more likely given] the system. Knowing that, you should have known that if you bought a multiplayer game you would not be able to play with others online without PS+ As for extortion. Hardly, for $50 a year you get at least 24 free games that are forever tied to your PSN.
So all that said: if you don't want to pay for PS+, get a PC and hope Destiny gets launched there sometime soon.
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Ps+ is well worth it. More so then xbox live (I'm a 360 to ps4 convert) better my 4 and my vita I always have something new to play. Discounts on other good stuff ( got injustice for like 8 bucks) plus in the us on Black Friday (day after thanksgiving ) you can norm find it on sale. Last year game stop at a year for 29.99 all day long. There is really no need to complain about this.