Actually you don't have what the actual penalty will be listed. You see, when one dies in combat, and can not be resuscitated, the security guard from the Bungie office gets on the first available flight to your state/city. Gets a taxi to drive him to your location, busts down your front door, slowly walks up to you whilst smacking his gravity ban hammer in his fists of havoc. And asks if you had recently died while playing Destiny. You reply honestly cause I mean he's quite intimidating, and he rears his hammer back above his head, channeling the Travelers magic to his arms. And sternly slaps your wrist and says "BAD, don't let me catch you doing that again." And just before leaving he glares back at you and takes your last beer, just to make sure you got the message clearly. That, is what happens when you play Destiny alone and die but can't be revived by someone in time. Thus further pushing Bungie's goal to draw lone wolf type players into the co-operative game. Thank you for humoring me by reading this. Have a Good Day.