Sorry, nothing personal against console players, but I am tired of having black screens and annoying long load times to tower and activities, everytime console players are in my instance.
I spend a lot of money for a high end PC and broadband internet connection, which is just put ad absurdum when playing with console accounts.
Just give people the opportunity to switch off cross play or do something to speed up loading times for consoles!
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KoroiNeko's right. It's not just you. I play on PS5 and I deal with long load times and black screens as well. The likely culprit is high server traffic, akin to a four-lane highway during rush hour. That or Bungie's getting DDoSed again.