I'm seeing my FPS cut in half in specific zones regardless of the amount of people. The Tangled Shore is the absolute worst for me. I have mine capped at 100fps and get 100fps is almost all zones. Last night,. I was averaging 40fps on the Tangled Shore.
Ryzen 5 3600
32gb ram
Radeon 5700xt
English
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I have the exact same issue, I also have the same specs as you. Next to this sometimes gpu usage goes to 0% also the rx5700xt refuses to use more than 50% of its power. Instead of using more power to maintain the fps it doesnt use more power and just gives me 30-50 fps. This is so annoying