It sounds dumb but i think pre-set loadouts for your character so lets say you can set up 5 different armour and weapon loadouts to switch between depending on what you are doing in destiny. It sounds game breaking but you could add a 5 min cool down between switching loadouts but still able to manually switch individual stuff if you accidentally switched loadout. Its just annoying having to take off exotic armour to then put another on and it would be faster this way. Just a quality of life idea :)