Same here. I was normally playing Iron Banner for two days and today got smacked by a ban hammer for no reason. I guess "Banner" lives up to its name.
Jokes aside it's really sad to lose progress and effort put in this game.
UPDATE:
Well at least Steam agreed to refund. Farewell, Destiny, it was fun to play =)
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"normally" Bungie doesn't just hand out bans. they investigate your account and deem it be worthy.