So I got done playing Trials when I found out the enemies played for Guns of Destiny, a boosting service I found as an ad on DestinyLFG (.com), advertising they can get anyone Rank 5 in IB, which isn't that hard if you get a group of friends (or LFGers). SO I decided to dig around, when I found they charged $85 for a flawless trials passage or your money back. Not only that, but they also service IB (when it's around), and the raid, complete with challenge modes. This brings up the question of the title, as there is a fine line between pay to win and being "balanced". Just some food for thought.
TL:DR: Should you want to pay $300+ for 3 complete characters?
EDIT: I do not plan to do this. I plan to save up for more important things. Like Fallout 4 because relavence.
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No. If you can't, you can't. I don't mean to be rude, but if you do pay that much for an emblem or gear in a videogame people will view you as a pathetic person. But it is up to you, do whatever your heart desires.