Part of the problem is that the government is too lenient with who gets loans for college, as well as the colleges being lenient on who they let in. More people are able to get loans and this has led to the tuition price going up because colleges have to invest in more resources to accommodate the increased number of people. The college loan issue is similar to the housing loan issue that happened in 08, on the basis that people are being issued loans they can't afford/pay back. Now if more students begin defaulting on loans like people were on their home loans, tax payers will be on the losing end again. For the record im not opposed to affordable college, but only people who have the capacity to do well should be allowed into college. During my time in college I saw people who were rich, and poor who just didn't have the capacity or willingness to do the work and comprehend material.