No one is forcing the workers to stay when their benefits are cut, a company includes benefits to attract the best/most qualified workers. If there is high demand for someone's particular skill set they will have no problem finding a job elsewhere if they are unsatisfied with the pay/benefits of the company they are currently at. The caveat here is to be smart and choose a career path that is in high demand, don't take out loans and major in art. If you do that you've gone into debt and educated yourself in a field where demand for your knowledge/skill set is low.