If you don't realize that's what it is, then you are the stupid one. Or perhaps simple math is your life long nemesis.
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Oh so I am locked out of year 1 stuff? I can't play the missions anymore nor can I play crucible? If this is a subscription based game I wouldn't be able to do any of that after I paid the $60. Plus in subscription based games you pay for the online and the expansions. Not just the expansions.