While agree with the whole "give me the option to matchmake, don't force me to do it," two things in your post glare:
1. What does it matter to you if someone in the group gets good loot? How does that affect you, really?
2. Each players loot rolls are individual - meaning they have zero affect on each other, just because someone in the lobby gets a gjallarhorn doesn't mean somebody else would have gotten it had that person not been there.
People worry about others too much.
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It doesn't matter to me what they get as long as they participate and not be afk.
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I apologize, I misread your post. I thought you were saying you'd be upset if someone got a gjallarhorn when being matchmade with you. My apologizes.
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Its all good, no worries.