Please fix the bank =(

Dear Bungie, I have 3 lvl 28+ legends, and I spend so much of my time going back and forth between the tower and my ship because I am constantly swapping my weapons to maximize my experience gain. I spend about 15-20% of my time watching my ship stand still in hyper space. I think the remedy to this is to allow me to manage my bank and my characters through my Ghost (or I would settle for at the character selection screen as well) after all, he is the one who revived me and, if glimmer is programmable matter, can't our Radial A encryption busting buddy also hold my hair for me while I spew bullets at the armies of darkness? Do you guys agree and/or have any more good ideas to mend the bank issues?