This is an AWFUL idea. Micro transactions are already ruining so many games. It started with mobile platforms, and now is rife on consoles too. I for one, despise 'free to play', games.
As far as destiny goes, why should someone pay to get something that other people had to put hours and hours of play into to get? You'd have level 32s running around with exotics and raid gear - having never ran a raid before.
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Go back to your iPhone freemium games. Your kind is destroying gaming.