You have put 27 hours in the game. That is nothing. Most of my friends have put 300-400 hours in. There is a point, at around 100+ hours when you have done all there is to do, where the grind becomes non-existent if you have 3x 30 chars, that can fly through the raids in under one hour, through nightfalls and weeklies under 30 minutes. At this point you are playing for fun, because you will most likely have all the gear you want (besides that one elusive gun/shader/armor that gives you a long-time incentive) If you don`t want to put that much time in it, Destiny is not for you. And un/fortunlately there is no way to pay around that timeinvestment other than to hire a 3rd world gamer that grinds you an account.