But getting one through RNG is "earning", right? Even though that's' the exact opposite of what earning means. Sure. You worked for the coins, and items to buy it from Xur. THAT'S what earning means. Worked and got the items needed to get the items by earning them in the Nightfall and Weekly, and hoping engrams give you coins as well. You get it as a reward? You got lucky and that's it. Simple.