Well apart from your never ending attacks to your commentors. Your constant bitching will never get you a refund. This isn't walmart. This it's a game and some others just as well as bungie offered you a TOS and an agreement for you to accept and acknowledge. And as for you calling ever one else ignorant it is you who is not willing to learn. You pressed (X) or (A) depending on what console you play on, to that little terms of service every single game maker and big corporation like Sony and Microsoft because it is thier game console thier content and we the gamers seem to forget time and time again that we have no rights on thier product and for us to play nice.