Ah yes the Digital option. That's exterior to the whole Destiny broo-haha. It's a payment option with all the trappings we've come to expect. "Buyer beware"? It's a corner stone of capitalism. I'll never buy digital for an unknown, it's just common sense. Take your buyers regret and dump it in the laps of those responsible. Microsoft didn't give you a refund option on your digi copy. Not Bungie. So you're pissed you can't return the game. Not Bungies fault. Your fault. Suck it up.