I feel like you only did one playthrough on these games and didn't attempt the better versions of it and didn't get the full extent of the loot system or the difficulty. Coop is better in Borderlands overall because the entire game was designed around coop and you can always have 4 people to play with. Also Destiny has the worst net code I've ever seen. I've killed people around corners on my screen and punched them dead a good 2-3 seconds after getting killed and I know this only accounts for pvp but I have noticed some very buggy fight in pve as well and the hitboxes feel the same to me in both games.[spoiler]tosh means a joke[/spoiler]