Except Halo CE splitscreen. You actually discard the entire mag when reloading.
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Except Battlefield 2. If there was still ammunition left in the magazine when you reloaded it was discarded, so you really had to think about reloading. If you still had half a magazine you generally wanted to save it.
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Hardcore battlefield 4 is like that too. I believe you don't get to see your bullet/mag count either