I didn’t specify that you had to respect the insecure players. I said you should respect the fact that some people just don’t want to play games with others just because. Though I do understand what you mean when you rephrased
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And it's fine to not want to play with a group however it's not fine to demand changing the game to suit your playstyle at the expense of others and then calling people toxic when they disagree. You can do everything solo except nightfalls and raids and that's for a good reason. Adapt or continue playing the other 98% of the game. It's not like you can only hit max level by raiding anymore, they have designed ways for solos to max level so I have little empathy for those who can't be bothered to try if they truly want to raid.