Well I'm seeing many other people saying that they are being banned simply in the first second they are entering the game as I did not even have how to create the character and I did not have the possibility to enter I believe that the program has a bug I read all the rules and I did not nothing to be banned wanted an official response to believe in a bungie transparency.
if you have also been banned without doing anything post here to know the problem!
edit1: apparently a lot of people are being banned for some random reason even without any linked overlay application.
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Going to try using all the methods I've been reading about when I get home and see if I get banned doing so. If it happens, I'll refund the game and slap myself for even giving Bungie another chance. If it doesn't happen, I'll keep the game.