So I got done playing Trials when I found out the enemies played for Guns of Destiny, a boosting service I found as an ad on DestinyLFG (.com), advertising they can get anyone Rank 5 in IB, which isn't that hard if you get a group of friends (or LFGers). SO I decided to dig around, when I found they charged $85 for a flawless trials passage or your money back. Not only that, but they also service IB (when it's around), and the raid, complete with challenge modes. This brings up the question of the title, as there is a fine line between pay to win and being "balanced". Just some food for thought.
TL:DR: Should you want to pay $300+ for 3 complete characters?
EDIT: I do not plan to do this. I plan to save up for more important things. Like Fallout 4 because relavence.
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I was fortunate enough to get a carry in year 1 and early in year two. It didn't feel right cause I wasn't contributing much at all. Recently I went flawless with two randoms off lfg casual. Our highest elo was 1297 and kd's were 1.21, .76, and .64. It was much more satisfying catching that lighting in a bottle than having to be carried to the finish line.