You're either 17 and read Ayn Rand once or 45 and read Ayn Rand twice. This is drivel and you'd be laughed at in an academic setting, which is why you posted it here. Thanks. Sick people shouldn't choose illness or bankruptcy. Student loan debt beats credit card debt now. Offer solutions or you're just perpetuating issues on some pay your way pull up your bootstraps bullshit. Even the farthest right politicians in the E.U would never do away with universal healthcare.