I guess a lot of it is semantics. My hunter has a 1.0 overall and shows as top 50% on destinytracker (Warlock is 1.04 and top 45%, titan is 0.85 and top 72%). Based on that, being 1.0 seems to be right around average.
However, I'd argue that my skill level is still well below average in PVP FPS games. The only reason my stats (at least with my hunter and warlock) are in the average to slightly-above average range is that Destiny pulls in a lot of other people like myself that hate PVP and completely avoid PVP in other games. This causes an influx of easy prey for anyone that has any skill -- or gives people like me that lack skill, but have played enough to gain some tactical advantages over others that are at my low skill level, some easy kills.
So, I'd argue that unless your KDR is extremely high, you might not be as great as you think you are. Your stats are just padded by the fact that Destiny pushes PVP scrubs like myself to play it even though I avoid it like the plague in every other FPS game that I play...
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A good point to those that want to bash on people with lower kds, or brag about high kds