So you passed the bar in Washington state? No? Ok anyways moving on. The only content you are locked out of is reaching a level higher than 40. Since all the content requires you to be higher than 34 you can't play it. You still have access to strikes, missions, raids and gear from year 1 destiny. Do you really think a multi million dollar company doesn't have a team of actual lawyers who ensure that they aren't breaking the law?