When you stop paying subfees...and cant even LOG ON to a game's servers to play it. That's getting locked out. What happened here is that Bungie simply decided to stop CARRYING people along who refused to support the game by buying DLC. Up until now, Bungie had basically been giving away for free---the access to the end game----everyone. They are no longer giving it away. All other aspects of Destiny you are still free to play. Though it may no longer be in your preferrred form. But then Bungie isn't obligated to do that.