Would you be willing to pay for exotic weapons and armour on destiny ?
Ghallajorn $4.99
Hardlight $3.99
No lands beyond $0.25
Exotic armour $2.99
Custom shaders/sparrows $0.99
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No because little kids would just grab daddies credit card... The luck system is good. This is what entices guardians to play each week because they want that exotic so bad.