I've been away from the forum this week, it got really boring. So as I understand it, some kid gave someone their account details so they could level up for them, but the said other person trashed the kids account? If this is the case then its probably best that the kid learnt his lesson with his Xbox account rather than his bank (I mean later in life when he starts to earn money). You never give details out - I don't even give details out when my bank calls, I tell them I will call them back and call the local branch. Phone upgrade? I'll call you when I want one. I never give details out when someone calls me, nor would I give my account details out to anyone to upgrade me an Xbox character. Too risky.