I have used same internet service since d1. Never had problems lag at times but I am in a rural area why a band. If you require high speed Internet have it on the game
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We have the best equipment, best Internet plan you can get and my husband & I both got banned for the same thing a couple weeks apart from each other. We got the two week ban but I’m certain we will get the 2 month because when playing PVP, and only in PVP, we get “contacting destiny servers” messages and there’s nothing on our end we can do. We’ve read all the things, tried everything. Shutting phone off, iPads, closing all open windows, etc.
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Are you playing on PS5 by chance? If so that has been an issue as something isn't right an it is only trying to match you with other PS5 players. Haven't seen any reports for Xbox Series X to this sort but many people using PS5 that do matchmade activities such as PvP and Gambit are getting hit hard with the restrictions. Only clear way around it is don't play those activities till a fix is found and group up with friends for PvE but that sucks and I know it
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What speed do you get?